Performance Analysis of Bank Syariah Indonesia Post-Merger

Abstract

The establishment of Bank Syariah Indonesia (BSI) marks a significant innovation in the global Islamic economic and financial landscape. This study aims to evaluate the performance of BSI following its merger. The analysis employs the Risk Profile, Good Corporate Governance, Earnings, and Capital (RGEC) method to assess the bank's financial health, revealing a composite score of 96%, categorizing BSI as "very healthy." The findings suggest that BSI not only maintains strong financial stability but also excels in customer satisfaction and internal processes, positioning it well for future growth in the competitive Islamic banking sector.